Whether you require insurance for personal or business purposes,
people in general fall into one of two areas. There are those who
focus almost entirely on price and the second group that focuses
first on coverage and then on price.
"At Tate Insurance Group, we feel that we're unique in the
insurance marketplace," said Scott Tate, President. "We're focused
first and foremost on our relationship with our clients. That
important relationship provides the opportunity needed to properly
access your exposures and risks and to offer you the correct
coverage at the lowest possible cost."
"If you're shopping for insurance and you're asked for a current
declaration page, that should be a warning to you," added Stuart
Bilbrey, Vice President. "If a new agent is not doing a thorough
analysis, they're not doing their job, and they're doing you a
The lowest priced coverage doesn't necessarily assure you that
you're actually paying the best price or that you're fully covered.
For example, many unsuspecting homeowners who have recently
purchased homeowner coverage thinking that they were saving money
may discover that their savings might have resulted from decreased
"Due in large part to hail damage claims, many home insurance
providers have replaced their prior coverage with ACV, or actual
cash value," said Stuart. "What that means is that in the event of
a loss, you'll receive only the depreciated value of, say, your
roof, and not the actual replacement value. For many homeowners,
that could cost many thousands of out-of-pocket dollars."
"The insurance industry is constantly evolving, making it nearly
impossible for the average person or business owner to remain on
top of this dynamic marketplace," added Scott. "Many clients who
think they're saving money actually may discover that they're
paying too much in premiums because they're over-insured."
Tate Insurance Group is designed for that client who wants to be
certain that they have the proper coverage to prevent them from
potential personal or business losses. By establishing a
relationship with each client, they can make informed
recommendations that identify areas where you're uninsured or
underinsured or where you may have duplicate coverage for which
you're paying too much money.
"Knowledge is power," said Scott. "The better acquainted we are
with our clients, the better we can serve them and the better value
we can offer."
The dedicated associates at Tate Insurance Group represent nearly
50 different respected insurance carriers, ensuring that they have
just the right insurance for each client's unique needs and
circumstances. Unlike captive agents who represent a single
insurance carrier, Tate Insurance Group can recommend the right
insurance company for your needs. Their independence means that
your options are not limited.
Tate Insurance Group is also a full-service insurance provider
» Automobile insurance
» Commercial insurance
» Health insurance
» Homeowners insurance
» Life insurance
» Umbrella insurance
The advantage to you comes from the peace of mind that results from
knowing that you're insured against any eventuality that life may
throw at you. You'll also be happy to learn that Tate Insurance
Group is a Dave Ramsey endorsed local provider.
To learn more, call 865-862-8233 or visit
www.tateinsurancegroup.com. Tate Insurance Group